...the Obama Administration has signaled that it may create new regulations in order to protect Obamacare’s online health insurance marketplaces called Health Insurance Exchanges. Despite Obama’s promise that if you like your health plan you can keep it, some small businesses may not be able to keep their self-insured health plans if the Obama Administration has its way....
...While subject to many of Obamacare’s new mandates, self-insured plans are not subject to the Essential Health Benefits, risk pooling, risk adjustment, rate review, or medical loss ratio mandates.
This concerns liberal “consumer advocates” like Professor Timothy Jost of Washington and Lee University School of Law. Jost calls self-insurance a “loophole” in Obamacare. Jost and other Obamacare ideologues have called on the Obama Administration to use its regulatory powers to close this so-called “loophole.”
Their particular concern is that self-insured plans with low attachment points are a risk to Obamacare’s Exchange marketplaces. Now HHS, in its RFI is echoing this concern.
For this reason, we expect that the information collected from the RFI will be the basis of a future regulation. We further expect that such a future regulation may regulate self-insured plans with stop-loss insurance and thereby may attempt to make it difficult or impossible for small businesses to self-insure.
One of the options that Catholic institutions have available is precisely the 'self-insured' route, with plan design that does NOT cover abortifacients, abortions, sterilizations, (etc.)
Can't possibly have that sort of "religious" stuff going on here, can we??
Post a Comment