"Big Stock Market Drop"? Hardly

Several hundred points in a 41,000 Dow is NOT a "precipitous drop."  It's not even a "big" one. 

Only 38 years ago, there was a far worse one.

... In the "Black Monday" stock market crash of Oct. 19, 1987, U.S. markets fell more than 20% in a single day.

Black Monday was preceded by a bearish week in which the headline indexes gave up around 10% for the week....

So if the Dow drops about 8-10,000, you will have a "precipitous" drop.

Otherwise, carry on.