There's a nice graph at the link for the (D) innumerates among my readers.
The Perfessor's theory can be addressed another way, too. Taxation is so significant at the ~$50-$70K income range that charitable giving is virtually squeezed out. This is one of the reasons that the larger non-profits are having some troubles in the last couple of years (the other reason being the Obozoconomy, which is either dreadful or terrible.)
Anyhoo, for the bottom quintile--and the next-to-bottom quintile--there's no good reason to seek more income, and there are LOTS of reasons to avoid it.
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