Banks: 'Tighter Lending Standards'

 Senior Loan Officer survey July '23.

Across the board loan standards are tightening, including mortgages, credit cards, C&I.  Demand falling for C&I and commercial real estate loans, also home mortgages.

Banks likely to continue tightening standards through the rest of 2023 due to concerns with collateral value, concern about recession, liquidity challenge, and regulatory uncertainty.

Not good, but not OMG horrible, either.  Yet.